SPEAK WITH A LIVE LCENSED AGENT 732-210-9560
Permanent Insurance
Permanent Insurance
Permanent Insurance
Permanent life insurance is a type of life insurance policy that provides coverage for the entire lifetime of the insured individual, as long as premiums are paid. Unlike term life insurance, which offers coverage for a specific period, permanent life insurance combines a death benefit with a savings or investment component. This savings component accumulates cash value over time, which the policyholder can access through withdrawals or loans. These policies provide a lifelong safety net for beneficiaries while also offering potential financial growth opportunities for the policyholder.
Term Insurance
Permanent Insurance
Permanent Insurance
Term life insurance is a type of life insurance policy that provides coverage for a specified period, typically ranging from 5 to 30 years. During this period, if the insured individual passes away, the policy pays out a death benefit to the beneficiaries named by the policyholder. Term life insurance is known for its simplicity and affordability compared to other types of life insurance. It offers a straightforward way to provide financial protection for loved ones in the event of the insured's death, making it a popular choice for those seeking basic life insurance coverage without complicated investment components.
Final Expense
Permanent Insurance
Final Expense
Final expense burial life insurance is a specialized type of life insurance designed to cover the costs associated with a person's funeral, burial, and other end-of-life expenses. These policies typically have lower coverage amounts compared to traditional life insurance policies, making them more affordable and accessible for individuals seeking to ensure their loved ones aren't burdened with funeral expenses. It provides peace of mind knowing that loved ones will have the financial resources to handle funeral costs and other final expenses without undue financial strain.